Less than half of workers believe they will meet their retirement savings goals. Do these things if you have to catch up | personal financing

(Morri Bachmann) It’s not uncommon to come up with a magic savings number in the context of retirement planning—one that you believe will confer long-term financial security and the ability to enjoy your graduation years to the fullest. Maybe that number is a million dollars. Maybe it’s 2 million dollars. There is no such thing … Read more

Jesse Ramos: Emptying healthcare so that it is affordable for all Montana residents | column book

Health care is number one in the minds of many Montana residents, especially during epidemics, inflation, and chaotic outdoor events. Montana residents need affordable, customizable health care plans that fit their needs and the needs of their families. For too long, state and federal governments have force-feed the American people from a top-down, one-size-fits-all approach … Read more

Here’s Exactly How to Improve Your $4,194 Monthly Social Security Max | Smart Change: Personal Finance

(Kylie Hagen) Your monthly Social Security check of $4,194 can help you fund a very comfortable retirement, especially if you have personal savings as well. But few people were able to achieve this. If you’re up to the challenge, here are the three steps you should take to secure your maximum Social Security benefits. First … Read more

Opinion: Help is available for Cherokee homeowners facing hardship due to the pandemic | Opinion

All families deserve to live in safety and dignity, without fear of losing their homes. During the economic uncertainty caused by the COVID-19 pandemic, some Cherokee homeowners defaulted on their mortgages or slid into financial hardship in order to make payments. To help make sure Cherokee families can stay in their homes, the Cherokee Tribe … Read more

Is low inflation in Japan and China a sign of strength or weakness? – Not a discussion

Inflation data by the St. Louis Fed, chart by Mich, US recessions in light blue The latest inflation figures United States: 9.06% in June China: 2.10% in May Japan: 2.50% in April Eurozone: 8.64% in June Reflections on managing inflation Betis Tweet Theme This, to me, is intellectual laziness: “China and Japan have managed inflation … Read more

Earn $2000 in Monthly Retirement Profits in 3 Easy Steps | Smart Change: Personal Finance

(Stephon Walters) Unfortunately for many people, one source of retirement income will not be enough to sustain their lifestyle; It will take a multi-angle approach. Although some of the more obvious options for retirement income might be a 401(k) plan, IRAs, and Social Security, one underrated source of income is dividend payments. Dividends are usually … Read more

Will your Social Security benefits increase when you reach full retirement age? | Smart Change: Personal Finance

(Kylie Hagen) Social Security is a cornerstone of most Americans’ retirement plans, yet many people remain confused about how it works. It is a potentially dangerous misconception that your Social Security checks increase once you reach your full retirement age (FRA). This may happen to some people, but it’s not something every older person should … Read more

Should you buy now and pay later to go back to school? | personal financing

Jackie Feeling Inflation has been hurting family budgets all summer, and the last item to be hit hard is school supplies. According to the National Retail Federation, which released its annual back-to-school survey in July 2022, shoppers were feeling the pressure, cutting back on spending in other categories and working longer hours to make ends … Read more

Here’s what to do if your favorite stock malfunctions | personal financing

(Daniel Fulber) Investors have different tolerances for risk, different time horizons, and different sector preferences. But you likely have one or two stocks that you’ve been holding for a while or plan to own for a while. But with swathes of the market seeing a double-digit drop in 2022, what should you do when a … Read more

Here’s what to do if your favorite stock malfunctions | personal financing

(Daniel Fulber) Investors have different tolerances for risk, different time horizons, and different sector preferences. But you likely have one or two stocks that you’ve been holding for a while or plan to own for a while. But with swathes of the market seeing a double-digit drop in 2022, what should you do when a … Read more